Money calculators
Salary, tax, savings and mortgages
Salary & Take-Home Pay
Estimate your take-home pay after Income Tax, National Insurance, pension contributions and student loan deductions for the 2025/26 tax year.
Open calculatorMortgage Repayment
Work out your monthly mortgage payment, the total you will repay and how much of that is interest over the life of the loan.
Open calculatorStamp Duty
Estimate the property purchase tax you will pay in England, Scotland or Wales, including first-time buyer relief and the second-home surcharge.
Open calculatorSavings
See how much your savings could grow with regular monthly contributions and compound interest over time.
Open calculatorCompound Interest
Calculate how an initial amount plus regular contributions grows with compound interest, and see a simple visual of that growth.
Open calculatorVAT
Add VAT to a net price or remove VAT from a gross price at the standard 20% rate, the reduced 5% rate, or a custom rate.
Open calculatorIncome Tax
See how much Income Tax and National Insurance you pay on your salary, broken down band by band for the 2025/26 tax year.
Open calculatorLoan Repayment
Work out the monthly repayment, total cost and total interest on a personal or car loan for any amount, rate and term.
Open calculatorPension
Project your pension pot from your current savings, your monthly and employer contributions, and expected investment growth.
Open calculatorSelf-Employed Tax
Estimate the Income Tax and Class 4 National Insurance you pay on your self-employed profit, and what you keep, for 2025/26.
Open calculatorVAT Registration
Check whether your turnover has reached the £90,000 UK VAT registration threshold, and see how much headroom you have left.
Open calculatorAbout our money calculators
Everyday money calculators for people in the UK. Work out your take-home pay after Income Tax and National Insurance, estimate mortgage repayments, calculate VAT, and see how your savings could grow.
Every tool uses current UK rates and thresholds and clearly explains the assumptions behind the numbers. Results are estimates to help you plan, not financial advice.